Thank you thank you very much. I'm so delighted to be able to come here and talk to you about the work that we do. And the excitement that we go through in doing their work. And it keeps us going all the time in the you just in the wonderful instruction introduction that you gave your mention about the beginning of Grameen Bank. I had no intention whatsoever of creating a bank. Or even to go into banking that is far far away. From my mind I had never thought. I will get involved in banking. Not only get involved with banking create a whole bank out of it. But that's how I did and that's what happened. So whatever your plan you are planning right now. Watch out. I know you end up with doing something completely different which you're not even thinking that you do that. Circumstances keep pushing you in the direction that you take in my case the circumstances was terrible poverty in the country and then getting it to the height of it. I mean. So teaching economics. Look like a caricature. You know you know you look back at somebody who'll say things which has no meaning because all those elegant theories. Make no sense when you come out of the classroom. You confront those dying people and you have no clue in the world what to do about. So that's kind of pushed a young teacher. To get out and see if there is anything he can do. As an individual not as an economist because he felt that there. That didn't give him enough grounding in making useful to people so that was the first. Kind of. Accidental. Then accidental step you take. Would not expect ation whatsoever you don't know what that means. Luckily been receiving that I was teaching. Well in the middle of villages. All around the campus the traditional bunker Vishy village. So it was easy for me to get out of the campus and be with the people real people. So I was trying to seem did something or anything that I can do to be useful to another person. So I tried to do little things whatever I could every day that was my mission. That's what I set for myself. I must do something each day. To see that I am useful to another person so I will look in the way find out how I make myself useful. And in the process what happened to me. That village. Became a sort of a university for me because I learned so much from that village at each step of it every day. What I do what I see what I hear. And among many things I learned something very concrete was launched harking. This terrible law and shouting that goes into the village and this is not unique experience he said everywhere in the world. Later I see. But the dam in economics. We know never read about loan sharking or what. That's not part of our curriculum. So what we should be doing here. So this for me is that evolution is right in front of me I can see it back and sense if I can smell it. I can see the impact in person's life and terrible impact of the loan sharking in poor people's life. So my first reaction was to lend money myself to get people out of the loan sharks clutches of the loan sharks and that's the famous thing that people when they read about your mean bank this it. I started it with twenty seven dollars That's the first twenty seven dollars that I lent to forty two people not just one. So it was a shocking experience for me. That people suffer so much for such a tiny amount not even a full dollar and then the excitement that it generated in the village not only simply those forty two families who became cleaned out from the clutches of the loan sharks but the neighbors. Everybody said this is crazy. Why do they give you the money. Nobody gives money to people like that. So then I thought why don't I continue with it if it makes so much impact in people's life. If you're twenty seven dollars can make or generate so much happiness in so many people who I shouldn't do more of it. So I want to do more of it and do more of it. So I went to the bank. The wrong place and in order. I thought I thought they will jump at the idea. See how innocent I was about banking. I when they're told him told the bank manager look you can help these people pay any loans so small you don't even miss it that you have ever had this money is. Such a small amount of money but it makes so much difference in their life instead of going to the loan sharks they will come to you and you will lend money and I'll tell them where to find the money. No way is it impossible. So my learning began about banking. And I tried to explain to him later on to his bosses and bosses and everybody. I said this is a funny institution you created. You see I had an advantage advantage was. I can say anything I want because I don't and I didn't know anything. So whatever comes to my mind I can say that because nothing telling me that all you're violating there's a God doing that you're not mindful of that I don't have to what I think is a very funny or institution your bill. Because. You should be lending money to people who don't have money. If you have that then lending money who has already a lot of money. It doesn't make sense to say this is on our best not the way you are wrong. I said What should I be done. Doesn't it make sense that to lend money to people who don't have money then the other way but that's what the Banking is all over the world. The more money you have more money you get richer you are more important client you are. And it means also the reverse. If you have nothing. If you have little you don't get anything. If I couldn't accept that proposition. How would should work there. Why don't you do that. So anyway it's a long story after eight months of this running around blaming the banking system blaming and it can have very nest. I was trying to evade it nested to them so that they can wake up to me but they couldn't feel anything. They said they were doing the right thing. This is it's a crazy guy who was shouting around so I kept shouting at around make. Out of accusations. Two basic points I made against the banking. I said You are absolutely wrong in the whole design of your banking for the reason I just explained. You are refuse money to people who don't have money. And you are absolutely wrong. You refuse to lend money to women even if she is the richest woman in the country. You don't than her because you're always lending money to men. The second point there were very vocal protesting I said no matter what you protest your evidence doesn't show that you are correct. Because the evidence shows I have all the statistics all the information of banking in Bangladesh not even one percent of their borders. Out of all the hundreds of thousands or millions of borrowers they have in the country. Not even one percent happen to be woman. So I said you cannot justify that. They even that did that try to justify a broaden the counter arguments to that. Ultimately. As I was not giving up. I came up with an a good idea to open that door. I offered myself as a guarantor because they learn a little bit of banking in the meantime because I'm always debating with them so I saw it kind of a legal way to get it. That's to offer myself as a guarantor I said I'll sign every single piece of paper you give me. I want a little look at it. I'll just sign if you give the money. So this is a very legal procedure for them. So finally be accepted. But put the ceiling that you can take it. Total of this much money with your signature on top of. I don't care. I will keep on taking the money. So I started ECT. And I came up with simple ideas. For New York have no ideas you come up with something that you feel it. It worked as just a hunch. And with those hunches I did it and put my students around to start the whole thing. Luckily I started working. The money that I gave was coming back and hundred percent of the money came back I was very excited. Then the bank manager. I thought bang manager now will change their mind because he's seen if it works. He was totally unimpressed. As if nothing happened here. X. we're bubbling with excitement. He said. So what you did in one village in one village one professor can do all kinds of magic that doesn't change the world. I said What should I do the city of please do two villages to find out it works. I said OK I'll do two abilities. So we went ahead and did it to religious it worked again exactly one hundred percent no problem. We had no problem whatsoever. Then he still remains unimpressed. He said one village in the two villages at the same thing. So what does it mean he said if you want to should do at least five villages otherwise you don't know what's happening. So we me and my students we go right back. Keep working and it works and it worked and it works all the villagers every time it works. He raises the number of villages. So we go ahead and do it again more and more in the meantime we are getting excited not that it's we're feeling. Kind of bored about it the more it works more excited we get. Finally I realised after going through many many villages. I started telling my student. If I do the whole world. He will not change his mind. Probably will ask me to go to the mars. Because the simple reason is his mind is made. The city totally made you cannot change it. Norman even see it right in front of your eyes but you won't accept it because your mind doesn't see it any more. So the whole struggle for me was the mindset. Not only in that particular case of the branch manager of the bank manager. It is everywhere that ever it is the mindset always comes back in the positive because it even if you say look it's not true. No no. Maybe this time it was different. If one is the exception. This is it. So we kept on working. Lots of opposition to it. Building up but we were so excited that we're not looking at the opposition we're looking at the fact that it's happening since the bank was getting more and more reluctant the more it becomes successful bang becomes more reluctant to support this with all the signatures and everything then I thought why am I doing all this to please him convince Him Who is he to decide what I want to do I decide what are into the. He may be blind. He may be deaf. I don't care. So since received very clearly. Let's move on. How do we do that we need the money from them. So one of that idea came at the time and looked like an impossible thing to happen but we said at least we should track. Why don't we create a bank ourselves. So we came up with an idea writing down the whole idea of a big keeping a bank of the special kind of man which will lend money only to put it all. When I go for the license for this bank because you need permission from the central mind you need permission from the ministry. The stilt. They said You're crazy. You want to create a bank for the poor people. We have enough of trouble creating a pigeon bank for the rich people. They don't pay back. This is what. It happens in Bangladesh and the rich people don't pay back. So I said that's good because worst comes to worst poor people will not pay back either. So what's the problem with you. Luckily the poor people dig with a small loss not the millions of dollars of logs like that age they will take tiny tiny towns. Anyway they missed the point. But we continued finally we became a back. We started in one thousand seventy six. We created a bank in one thousand nine hundred eighty. And then we started expanding expanding outside today it's a nationwide bank. We have over eight million borrowers ninety seven percent of women and the poor people who borrow from the bank are the owners of the bank. This is another little thing that we added to that feature is not only lend money to the poor people. They also own but the poor people they are the one who sit in the board of the Crimean bank so. And all the money that we lend out. Comes from the deposit that we take we don't take money from the government we don't take money from the other sources international sources or anybody we just take deposits and lend money to people say money. And then bang makes profit profit goes back to the bar worse because they are the owners. So they get the dividend and so on. We lend out over one hundred million dollars each month and that money is growing again. Each month. It becomes bigger and bigger. And all this money coming from those. Depositors. We never had any shortage of money. Along the way we encourage every child of these families to go to school. Because these are all illiterate families totally illiterate cannot read cannot read. So we said Well at least what we can do we can encourage them to send their children to school. So all our. Stuff worked very hard to make sure every child goes to school and we achieve that big accomplishment having one hundred percent of all the children of poor families within coming back to be in a school. And then they continued in school we encourage them to continue not to drop out. Then we see gradually they're coming to the college level. High school is OK It doesn't cost much because it's free education but the by the time you come to the college you have to go to a distance you need to spend money on the child. Parents don't have that money. And immediately we are now is that gamin bank will give all the financing to every child in the coming families who Board of Higher Education entire cost will be borne by coming back as it education law so thousands and thousands of them started going to medical schools in ginning schools universities. So we have now a lot is many many young people would be released from the universities from their medical and elders professional schools. Many of them have completed their Ph D.'s So based insinuation. So when I go to the Religare enjoyed seeing them every beleaguered or every visitor goes to the village today. It becomes stand up routine to meet this young people who are in the universities because their mothers. They literally get parents all of them are illiterate. So when I go I see young girls and the mother working deceiving me very happy beaming with smiles. And I ask. You are helping your mother. What do you do if you go to school. She said No I'm a doctor. I finished my medical school. We did You can learn from your bank. I said I'm very happy to what are you doing here. So I came here because I heard that you're coming to our village and you'll be visiting us and I thought I'll see you because I never so. Before. So I look at her. I look at her mother. They look just so like they said Mother and daughter. One is younger. Another is all or. That's it that's exactly the same. A thought comes to my mind every time I see that situation. Her mother could have been a doctor to this nothing wrong with her mother nothing missing in her mother that she not only should never become a doctor. She never even went to school to learn the alphabet it's is it her fault not theirs not her fault. Or her daughter got the opportunity to go to school she went to school and Hugh finished her medical school and you know she's a doctor. Her mother got nothing. So who created this difference. The person created the difference the mother bird voluntarily said I will remain a poor I don't want to be a doctor not sure love to go to them fight as much as you could to become a doctor or an engineer or whatever is available. So you see right away. Poverty is not created by the person. It's not one example you can go. Millions of such examples to tell you the same story. Poverty is not created by the person. Poverty is created by the system. By the way you have designed our societies. By the way we created our Puritan structures like we study in our schools that what we all do all the creative part. Not the person. Concepts policies institutions. Look at the banking. Why banking decided they will only give money to the people who already have money they have they protected themselves by saying that it cannot be done. Does. Away. Now we have been doing it for the last thirty to thirty three years. And it works. How do you protect yourself. Institution saying that we cannot do that. Not only we didn't Bangladesh. We do it right there in New York City exactly the same way it was as good as Bangladesh. We have branches in Brooklyn. We have branches and brands we have branches in Manhattan. We have brands in Queens in every single one has the same result very close two hundred percent of payment. No collateral no lawyers in our system. It's a lawyer free banking. But it works. Even in the financial crisis where the big bangs big lawyers all the color trials are collapsing our work in New York City is flourishing. We have no problem. So that's the whole issue. How do we designed those things. If you want to eliminate poverty. We have to have a different kind of a structure of our system. We have to build a new kind of banking which is an inclusive banking which doesn't reject anybody. Everybody's welcome. We know how to do business with it it's possible it's not a pipe dream or something is done not just in one corner of the world. It's a global. Then we talk about the concept. The concept that. I had ordered the book about social business. I'm saying the whole idea of businesses around economist went absolutely tongue in designing the concept and the peer peer tical framework the Imagine all human beings want to make money. This is their patient The enjoyed making money and it for all their lives all. Do they go into business make money. The more money makes the more successful they are successful quote unquote I said that's fine with me I have no objection to that. So but what about other things they have no answer for that because the emergent or. All human beings are focused on making money or I said That doesn't sound racked because you interpret human beings as a one dimensional being all they do is make money. I said human beings are not robots you're trying to create droplets of them that's all we do we go to school and work very hard to get out of the big degrees. To do worked to find jobs jobs mean what worked for the company. What does it mean work hard for the success of the company meaning shareholders make a lot of money. I work hard from all my life. Shareholders make money. Doesn't make good sense for that I said OK do you like that. I have no problem the problem is I don't want to see this is the only thing we do because human beings are not one of them and Channel. That's my point. Human beings and multidimensional. Human beings are selfish. That's no problem with that but human beings are also self-less but economists never recognized their selfless part of human beings. They kept the selfish part of human beings. Everything is for me so I have no time to look at anything else because I'm busy. Having everything for me and I said this is the greatest thing that society can have the world can have. We have kind of eulogized that's fine but what about the other part selfless part of it. What self-respect. I said the part which kind of hunger so and doing things for others it's the nature. Action of people. All you go outside of economics. You're not in economics anymore. You become a philanthropist. You go out and create foundations to do that. Not only can I said What's wrong with economics economics only treat part of the human being of the whole human being you pride yourself you have a social science. You don't sound like a social science. You keep the society out of it. How can you be social science keeping the society out of it. Keeping the whole human being out of it it take a fraction of the human brain. So I said why don't you build another business on the basis of selflessness or that's all I'm saying I'm not saying in dismantle the whole theory. I'm saying. And another piece into it if it works fine if it doesn't work. Nothing is missed and that is a business based and selflessness meaning everything I do is for others. Nothing for me just to kind of opposite of what we do in the conventional business. Everything is for me. Nothing for others in Selfless business. Everything is for others. Nothing for me by my own choice. Nobody is forced me so I said people people like that they will do it if they don't like it don't do it with your own it on harmony about it. So I call it social business. It's a non loss non-division company to solve a problem of the society. In all my life. What I did not only the Grameen Bank I created many many many other companies some forty companies. It became a habit with me every time I see a problem. I mediately come up with an idea of a business. To solve the problem. So every company I created. Is like that. I never owned a company a create a company what I wanted like demene bank I created. I never owned it. I not. I don't have a single share in going back. I decided right from the beginning by the design the borrower should on it and I. I'm only an employee of the bat bar or so that the shareholders and I enjoyed I love it. I see no problem. If happiness is the purpose. This is a great happiness. Why can't we. If that is what we're looking for we should look for all the sources of happiness not just one source of happiness. So this is the social business when I talk about it because our in our people people some people like you are crazy. You do things to act differently but not ordinary people the everyday people. We want to make money. I said you're wrong. We're busy with making money because there's nothing else to do. If you're given the opportunity. Thanks. If you're given the opportunity to do other things you'll see what a rush to do all those things and social business will become such an exciting thing for everybody because it brings so much pleasure in doing things that I have solved this problem I have the solve the problems of ten people who used to be on welfare. I created a social business to take them out of welfare. Now they're now enjoying your life because they're out of welfare and I created a business for them and that was my social business. And now that I have done this. It's social business to ten people out of work here and it is successfully done. This business keeps running because it's self sustaining We don't have to take fund fundraising dinners and so on to keep it running because it's a business in a business in terms might sell itself willing machine. So it goes on and these ten people continue with their life they have no problem then other people said this is possible. People can get out of welfare very easily if I could create this social business. So another ten people go out and so it's now the petition because you each time of the petition you improve a little bit because you learned a lot first one was a crew. One second one is a little bit better third one is very efficient same thing. And somebody said you did it the wrong way. I'll design it this way see how quickly for the same investment for the same effort. I can take twenty out of both. Well that's a beautiful idea. It's all creativity but the structure is a business and I create the business not for making myself rich because if I am drawing a business. Building a business to make money. I will never think about getting ten people out of welfare because I have more opportunities to make money somewhere else. At least put my money in the stock market that will give me more to turn. Here I don't get anything. Why should I be involved with it. But if you want to do create a social business you start with this problem because whole purpose of a social business is to solve the problem. So we make a list of problems. Each one of us can make our list of problems and see which one I want to solve first let's create a business out of single mothers. Let's say we said single mothers such a big problem they have such a tough life. Why don't we create a social business to take tame single mothers out of all the difficulties she has she has a decent life with dignity she lives her children that good life for themselves and that's the idea of my social business. I created. And it works beautifully and I feel so happy. They feel so happy I miss nothing. You're doing that you'll be not making money. So you're missing out on the fun making money. I said you're missing out of the fun of panicking solving problems. And particularly today's young people like you making money is not as exciting it is used to be with us our generation because at that time difficulties are everywhere today most of the young people in many of the countries they came up already. Everything me. They are not looking for. Things that they don't have they already have. What do you do with your life. Saw me X. excitement about making See when you make your first million second million is not that exciting. So gradually excitement goes you have billions of dollars. Now or the billion years of signing up when they die they will give up their wealth to for charity. What what you don't take your money with you when you grow up. So making money has a limit as it has a purpose is not it can be a means to something. It cannot be end to the economists tell us that the money making is a means money making isn't and doesn't make good sense to me. If you have what kind of business money making business in social business then we can restate the whole thing making money through the money making business is a means of using the money to solve the problem is there and we are here in this planet for a very short period. And everybody at one time or other say how do we leave a signature on this planet. What would be my signature. So that I know that I was here for this period. You have such and such to your such and such. If I make ten billion hundred billion dollars and left there doesn't look like a signature signature is something you have done for this something done for the society something done for the people that you change your life and make a significant contribution to it. Even if it's not the whole planet it could be ten people twenty people five people I have done that this is my contribution N. I lead the way I open up a completely different direction. Each one of us has its capacity. If you thing or I'm not that smart. You don't you would not talk about being smart. You're talking about being interested. If you're interested. It can be done. All it needs is creativity that's all. All it needs some way to have to think the tower up I want to do that. So we have created a lot of these companies in Bangladesh. I know many other countries that are coming up to do that in Bangladesh we have not only we have done it ourselves. We also have joint ventures with big companies because they became interested after my previous book got published the sort of can we do some social business of course you can do social business. What will be our social business. So we gave them ideas then they loved that. So first one came with their done on company the milk products company French French for many so we had it. Grameen then on company to produce it to solve the problem of meditation among the children in Bangladesh. We make a fortified yogurt with lots of Senate. So that the children can become a healthy child. Each one of them just by eating this your get it's a bit delicious you're going to love it. We make it very cheap so that everybody can eat it. Even a child eats only took up to two cups of this yogurt a week within of seven days and continue it same way for eight months or nine months. The child becomes fully healthy child. No trace of Mel and management and why can't we do that it is done in a business way because they mean done only as a business but business for a purpose for a very specific objective to reduce the militarization among the children in Bangladesh. If it works in Bangladesh it will work anywhere. And you don't need to apply for foundation money to run it. This investment money anybody would like to invest in that because they can get their investment back after the company concerning So you get your money back but in the meantime you're SOL the. So we have water company put bring in drinking water with a big company be earlier as a drunk venture. We have joint venture with a Japanese company unique look. I don't know. You know close not probably working here but it's in Europe it's in Japan. It's one of the largest chain of coals and pearls and also fashions and so on. So we have a joint venture with a tiny company in Bangladesh us with a unique Lloyd Jain company a global company. To bring their products to the poorest people. What are the products they're going to produce in this cemetery neck and it's for the women in the villages. You know how many diseases are the contact and using dirty clothes and things of that sort very simple solution but nobody thinks about that. Who cares because we're making money. Producing this fancy thing is fresh and we spend one dollar to produce a child hundred dollars to sell it. We make money. Why should I go for this poor woman. And that's a social business. What others will not be interested they become interested they become this is the highest priority item because it saves people's lives people's misery. So this will be one warm clothing for the people who cannot afford to have warm clothing in winter so that all people don't have to die in winter our children. Don't have to die and because of the extreme cold. So those are the kind of things elements we have joint venture with added us to produce shoes for the poor people so that nobody will go barefoot. That's the promise. Nobody in the world should go barefoot. As a shoe company. This is a statement we I said just a bit to them. It's a mission statement saying nobody in the world should go without shoes. As a shoe companies our responsibility. To produce shoes affordable even to the poorest person. So after a long preposition of that. Finally they will be just marketing the shoes in Bangladesh called Reebok with the Reebok brand name on top of it. And I was suggesting to them. You make shoes in a way it shouldn't cost to the people more than one Europe with the book shows with one euro. And that's your social business and design the whole company in such a way it becomes a sustainable company not a charity company charity will take you only one step but you have to or pals in the steps on Thousand of steps can be done only with business principles. So that's another company. So we have company after company. We have joint venture with B.S.F. which is it. We want the top most chemical company in the world to produce Most couldn't act to save people from malaria. So each of the social businesses related to health issues water nutrition sanitation and you name it the better setting diseases shoes protect you from that are setting diseases. So lots of children in Bangladesh and many countries have brought of the stomachs filled with parasites because they're empty. They're barefoot. So they contract all those parasites into their body. So if you're willing shoes and feeling comfortable with it. You protect yourself. So health care becomes one big issue. And vitamin becomes another big issue as a social business. We have a company called green energy. To bring solar energy in Bangladesh. As a social business we sell one thousand plus solar home system every month in Bangladesh. Is social business we don't lose any money. We make money but not for anybody to take it to keep the company expanding so that we can move on. So imagine. Thousand dollar home system in Bangladesh the conditions are villages. So what you have given to them that they are paying their own care. Money to buy your product and generating electricity through the solar energy. And you're also improved selling the improved solar cooking system the just not so solid Also just a fool for loot stops. So that women can change their lives cooking style to a more improved one so that you DON'T have been healed a few more all the time and your use of will get to be cut down by more than fifty percent. If you use this efficient fuel efficiency in trees or so much you do the same cooking but use less for a lot less half the trees and not chopped off every meal you cook because one hundred fifty million people eat one meal. There's a lot of trees are cut off to have this one meal. So if you can have fifty percent reduction in that it's a lot of trees thick. So you can go on and on and not now we're trying to bring all this social business ideas in Haiti because Haiti. You're all familiar. I've seen the relief will not change the country relief is a kind of temporary thing is very important but temporary. You have to build it up. I say let's go and build sort of businesses so that the young people love them to do that we're inviting the Haitians wherever they're working come back let's work together build businesses social businesses so that we can make whole Haiti as a beautiful green country we can do the effort a station of the social business that could be covered with green trees as a social business. So we can do many things. It's a question of ideas that can do so this is if you if you instead of just grumbling about all the difficulties all the all the bad things that happen. Let's get involved and subject. We have the technology in our hands. This technology human being. Never had in the history of mankind. What use you had made. This technology. Just fancy gadgets in our pockets in our table that it already has some meaning in the societal the suspect and what happened. Who is using controlling this technology. Of course this technology is owned by the companies in the use this technology to make money for themselves which is good but is that if you could create social businesses with them then we can bring all these technology that powerful technology to solve the problem of the world every single one health care become very simple proposition. Once you bring that technology into the health care. People don't have to leave their home to get the health care to this technology allows any doctor to be in contact with the patient and all the information all the diagnostic can be delivered at home as possible. All you need. It's just a kind of a small tablet site saying would I cancel your push it it becomes one different machine you take all the measurements you adulterous or no. It becomes how does one of you change it send the images to the doctor that you are talking to in her desk or in his desk all the things are coming. She's talking to the patient everything in without it's a question of putting my bar manager and become but it's cheap because you don't have to go in place. You don't have to spend any money. So bulk of the health care should be done at home level then you protect the people the bill the basic premise of health care should be. To keep the pulpy people healthy. That's a basic health care and then the moment a healthy person deviates from a good health. Catch him right away right away immediate detection and immediate treatment right away. So that we can build this up. It's possible. Now we are working towards doing that bring in this technology. Into the health care system that he designed and that health care system is a social business so that it pays for itself. At the same damn nobody is making money out of it. It's possible and we can reach out to every single person. Nobody will be excluded. Because it will be made for double for everybody but as a social business. So we can move on doing that in the process. You can create a whole new world where nobody has to remain a poor person because it's not in the person. It is external imposed on the person. If we can clear out all the external imposition part of that everybody will be as good as everybody else. We will have a world without any poverty and that's why I keep saying that we should get ready to create poverty museums. Because there are many poor person in the world. Very soon. If you put our mind into it. I was just being interviewed little while ago and the question is do you really believe that this world would be if there were IT world without poverty. I said I'm absolutely sure to be. As do you think people will believe it I said people didn't believe that we'll go to the moon. But we did it. People didn't believe that we would have a whole telephone in our pocket. Whole computer in our pocket when I was a student. We used to have computer centers. Whole building is designated as a computer center. We had the cards punch guts remember those days. We are still here. Now the hole that big house the computer that contain is a fraction of the tiny little thing you are preparing in your pocket. But this too. This is all these to it is is it even more difficult. To get a human being out of poverty than sending a person in the moon. This is ridiculous idea that we don't have to believe that. It is forcible simply we have not got out ect racked. So this is what the chance that he designed the system. I'm only proposing one of my ideas. But that doesn't mean this end of ideas you'll have a hundred or one ideas to do that. So let's get together and bring those ideas and make it a change. Thank you very much thank.